Sunday, November 28, 2004

ANOTHER EXAMPLE OF THE NEED FOR TORT REFORM

Last week, my wife and I took two of our three sons to see the film The Incredibles. If you have no young children begging you to see it and think it has no message applicable to adults, allow me to correct you. It is a powerful movie in its storyline, animation, and moral lessons. Mr. Incredible is one of a number of superheroes who fight crime and, as you would imagine, do good deeds. During one incident, Mr. Incredible saves a man jumping from a building. It turns out that the man did not want to be saved and responds to the good deed by filing a lawsuit. Eventually, legal action causes all the superheroes to retire and go undercover in a government protection program. The plot of the movie revolves around living in a litigious society and overcoming those who insist that anyone with a special gift or talent be forced into mediocrity.

The message is striking, although the idea of superheroes saving the day is obviously farfetched. As I thought about the movie, though, I realized that litigiousness and mediocrity are some of the biggest obstacles in our culture. The propensity to settle every dispute by legal action undermines values, such as trust and forgiveness, that are essential to the maintenance of genuine community. Fear of rewarding or achieving excellence discourages human persons from fulfilling God-given potential.

The story of Mr. Incredible is actually more common than most of us would like to admit. I asked a friend of mine to relate his father's story to illustrate my point. He wrote:

"My father is a retired Obstetrician-Gynecologist. He attended Notre Dame for undergrad then Loyola Medical School. After his residency in Chicago he was offered a terrific position with a hospital in Chicago which would have put him on the cutting edge of Obstetrics and Gynecology at a time (the late '60s) when that field was on the edge of extraordinary change."

"My Dad turned down that job. He decided to return to his small hometown of Escanaba, Michigan. Escanaba is a town of 12,000 people located in the Upper Peninsula. There he could give back to the community that raised him and gave him so much. He would be the first OB-GYN specialist that small community ever saw. During the late '60s, the '70s and early '80s, my Dad was the only Ob-Gyn specialist within a 45-mile radius of Escanaba. He enjoyed long hours, long nights, phone calls at all hours, and the ineffable joy of ushering in new human life to the small town he loved. His commitment to that community was heroic and tireless. And his connection with the community was intimate. He delivered hundreds of babies each year and he passionately and humanely cared for women in and around Escanaba during some very traumatic moments in their lives."

"In the mid to late '80s, his malpractice premiums become so onerous (roughly $150,000 per year) that he was forced to consider retirement. The premium problem along with the new awful reality of having to look at each new patient or case as a potential lawsuit started sucking the joy and satisfaction right out of the practice for him."

"In the early '90s, he was sued twice as a tangential defendant in two lawsuits where he had been called into difficult deliveries at the last minute because he was a specialist. In these two lawsuits he was deposed by a plaintiff's attorney from lower Michigan who treated my father so uncivilly and disrespectfully that my Dad finally had the joy of his practice completely taken away. The premiums were outrageous, the trial lawyers were everywhere, and the demand was for perfect babies, or else."

"Alas, in 1995, my Dad retired for good at age 59. The medical practice he loved became a potential exposure he could not afford; and it became an adversarial environment he would never understand. Escanaba, Michigan, sadly lost one of the finest physicians it has ever, or will ever, have the honor of calling "Doctor Bill." It was tragic and it was wholly preventable."


Dr. Bill's vocation, his calling, has been taken away from him. No one gains, but the entire population of Escanaba loses.

The fictional tale of Mr. Incredible comes to life in this doctor's story. With thousands of other similar stories, it is testimony to the profound need for tort reform in our nation. Pastors are afraid to counsel people. Nurses are nervous about giving needed care. Teachers fear to address the issues they know are troubling the lives of their students. Manufacturers raise the cost of their product because of the constant threat of lawsuits. Restaurants warn people that their coffee is hot and shouldn't be carried in their laps. At some point, it becomes simply ridiculous and any sense of biblical fairness is lost.

Of course we need to maintain avenues of justice for those who have been injured by the actions of another. But without some limitation, without the exercise of some prudence, without some appreciation for what we are doing to ourselves and our culture, we are in danger of suing ourselves into oblivion.

Source

***************************

For greatest efficiency, lowest cost and maximum choice, ALL hospitals and health insurance schemes should be privately owned and run -- with government-paid vouchers for the very poor and minimal regulation.

Comments? Email me here. If there are no recent posts here, the mirror site may be more up to date. My Home Page is here or here.

***************************

No comments: